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Social Trade Organisation, STRO (in Dutch STROhalm), is a Research & Development network working in the field of micro-credit, development of small and medium enterprises and strengthening of local economies through complementary circuits of exchange. Social TRade Organisation (STRO) STRO was established in The main focus was in this time on environmental issues and the impact of the monetary structure. In the s STRO advocated proposals that were very innovative for their heathmagic.deted Reading Time: 4 mins. The Social TRade Organisation (STRO) is one of the few organisations in the world that develops alternatives for the monetary system. We do this, because the current monetary system creates poverty and environmental problems. The Social TRade Organisation (in short: STRO) is one of the few organisations in the world that develops alternatives for the monetary system. We do this because the current monetary system.

STRO was established in with a strong focus on environmental issues from a socio-economic perspective. The research led STRO in the s to advocate proposals that were very innovative for their time such as an eco-tax and carbon dioxide emission rights. Over the last 20 years, STRO has focused its research and interventions in the monetary arena, driven by the evidence that the economic structure is the key determinant in the organization of all aspects of modern society.

From onwards the Dutch STRO research and development team connected with initiatives and initiators in Latin America, where the debilitating effects of the dominant monetary structure were such that many people were trying to develop initiatives within the economia solidaria movement. STRO has had the same objectives as this movement and provides the market place with practical solutions that create new possibilities for small enterprises and sustainable community initiatives.

Resource website of social and solidarity economy. Social Trade Organization STRO www.

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social trade organisation stro

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Cyclos is a project of the Social Trade Organisation. STRO was established in The main focus was in this time on environmental issues and the impact of the monetary structure. In the s STRO advocated proposals that were very innovative for their time. For example a STRO proposed replacing taxes on labor by eco-taxing and carbon dioxide emission rights. Over the last 20 years, STRO has focused its research and interventions in the monetary arena, driven by the evidence that money is a key determinant in the organization of all aspects of modern society.

Many tests were executed in Latin America and in parallel Cyclos software has been developed. The objective of the Social Trade Organisation is to provide a free or low cost platform that can be used by different organisations and institutions that are aiming on social economic impact. Cyclos supports a wide variety of applications. Cyclos allows local and regional banks to compete with big international banks, because Cyclos allows them to provide cost-effective, state of the art banking platform.

With features such as SMS banking, USSD banking, POS and mobile banking opportunities. First of all more local banks contributes to a more diverse banking sector which makes it stronger and more competitive.

social trade organisation stro

Wie lange dauert eine überweisung von der sparkasse zur postbank

STRO was established in with a strong focus on environmental issues and the impact of the monetary structure. In the s STRO advocated proposals that were very innovative for their time such as replacing taxes on labor by eco-taxing and carbon dioxide emission rights. Over the last 20 years, STRO has focused its research and interventions in the monetary arena, driven by the evidence that money is a key determinant in the organization of all aspects of modern society.

Innovative monetary methods can help to lessen poverty and underdevelopment, both in the North and in the South. Historically trade and production were strongly influenced by the social structure. Presently it is the other way around. The economy changes social structures rapidly. The economy is characterized by large imbalances between regions within countries and in the world, and growing social injustices, and therefore it cannot be expected to result in a stable society.

In many cases, one of the main reasons development is blocked, is the lack of local production for local consumption. Local entrepreneurs need demand, they needpurchasing power directed towards them; to initiate local production. The money available leave the local communitylong before it has provoked optimisation of all productive capacities.

Cyclos offers the opportunity to fix this.

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How does it work? The basic tool of STRO’s methodologies is a circuit of exchange between producers and consumers. A part of the flow of money that enters a community through the purchasing power of these consumers, or connected governmental agencies , is circulating several times through the exchange circuit before it leaves the area, to bring as much unused capacities as possible back into productivity.

Some of our projects are focussing on the very first step towards entrepreneurship , others are more elaborated tools to optimise the outreach of the existing economic actors. All projects result in more employment, income and opportunities for local communities to improve their living conditions or health prospects. Where are these innovative projects executed?

Most of the pilot-projects are concentrated in Brazil , Central-America , Asia and the Netherlands. Why do we do this? The monetary system favours the output in major economies. All too often it is not adapted to or even working against development, creating unnecessary poverty. The Information Technology is changing the nature of money, which offers new ways to step around these contradictions and create complementary trading systems.

Special thanks to our great friends at , a water pipe manufacturer with a solid selection of dab rigs and water pipes. We visualize in the longer run worldwide, linked networks of local exchange circuits that might offer new chances on a decent living for everyone. EN ES PT.

social trade organisation stro

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The above facts seem to describe Uruguay as a highly fertile ground for mobile money. In that context, STRO and the Uruguayan government have launched an initiative to introduce C3 in Uruguay by the end of , being C3U an innovative monetary system that will enable MSMEs to have access to cheap capital by combining the idea of a complementary currency as well as the principles of mobile money.

Magdalena Ramada Sarasola will lead the research project. She has over ten years of research experience and more than six years of experience in managing research and leading research teams. She is a Senior Economist at Towers Watson, specializing in the internationalisation behavior of multinational firms, and also works as Econometrics professor and associated researcher at ORT University. She is a senior researcher and founding partner of Innovation and Research Multiplier, a research institute devoted to economic and social issues in Latin American countries, which has recently developed research for the Inter-American Development Bank.

Her experience in designing, implementing and analyzing surveys, as well as in theoretical and applied econometrics covers several methodological topics. Amongst other topics, she is currently researching the access to finance for micro, small and medium enterprises MSMEs in Uruguay and tutoring a Master’s degree thesis at ORT University on the existence of a market for microfinance in Uruguay.

He studied Economics in Montevideo and Marketing at Harvard Business School. He has 40 years of work experience in developing countries. Before he started working at STRO, he was the international director of the UNCTAD’s Empretec Program installing one of the biggest international entrepreneurial networks and SMEs development centers in Eastern Europe, the Middle East, Sub-Saharan Africa, and almost all Latin American countries.

Read their final report, “ Financial inclusion through m-banking systems: the case of Urugua y“. Deteriminants of the Demand for Micro-saving Programs in Uruguay: Motivation and Resistance to Join C3U. You are here: imtfi research

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The Dutch foundation STRO Social Trade Organisation or Strohalm was founded in by Henk van Arkel. Its original focus on environmental issues has shifted in the last twenty years ever more in the direction of activities in the area of alternative economics and particularly complementary currencies — always following the conviction that economic and monetary conditions are the main determinants of our development possibilities as societies.

Most proposals for solutions here aim to support small businesses and sustainable communities. STRO supports initiatives in Uruguay, Brazil, Honduras, Costa Rica and El Salvador and has recently also begun projects in Europe again, mainly in Holland, Spain, Norway and Portugal. STRO is also the main partner in the EU Projekt DigiPlay4Growth. For two decades , the STRO Group has been working on new ways to make money work to get regions out of economic crises.

STRO has developed and tested monetary tools in pilot projects and built the banking software that supports these tools. The Spend Local campaign aims to promote the worldwide use of STRO tools. Presently STRO has a whole range of instruments and approaches available to support private or public initiatives that make money work and stimulate economies.

Leander Bindewald. Hugo Godschalk. Silja Graupe.

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Social Trade Organization (STRO) driven by the evidence that the economic structure is the key determinant in the organization of all aspects of modern society. STRO has had the same objectives as this movement and provides the market place with practical solutions that create new possibilities for small enterprises and sustainable. STRO – Social Trade Organisation Social Trade Organisation, STRO (in Dutch STROhalm), is a Research & Development network working in the field of micro-credit, development of small and medium enterprises and strengthening of local economies through complementary circuits of exchange.

How does it work? The basic tool of STRO’s methodologies is a circuit of exchange between producers and consumers. A part of the flow of money that enters a community through the purchasing power of these consumers, or connected governmental agencies, is circulating several times through the exchange circuit before it leaves the area, to bring as much unused capacities as possible back into productivity. Some of our projects are focussing on the very first step towards entrepreneurship, others are more elaborated tools to optimise the outreach of the existing economic actors.

All projects result in more employment, income and opportunities for local communities to improve their living conditions. Where are these innovative projects executed? Most of the pilot-projects are concentrated in Brazil , Central-America , Asia and the Netherlands. Why do we do this? The monetary system favours the output in major economies.

All too often it is not adapted to or even working against development, creating unnecessary poverty. The Information Technology is changing the nature of money, which offers new ways to step around these contradictions and create complementary trading systems. We visualize in the longer run worldwide, linked networks of local exchange circuits that might offer new chances on a decent living for everyone.

EN ES PT.

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